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Telling the truth on your Loan Application

It is never a good idea to lie on a loan application form. Your credit history will be checked by all lenders when you apply for a loan or a mortgage and if it your credit rating is good then there is a fair chnace that your loan will be approved. However, tell the truth on your loan application and even if your credit rating isn't as good as it should be you may still be eligible although your lender may add different or certain criteria to your application.